Privacy Policy
Last updated: January 15, 2026
At Solmadi S.A.C. (hereinafter, "Solmadi"), with registered address at Av. Javier Prado Este 4600, Santiago de Surco, Lima 15023, Peru, and RUC 20612847359, we are committed to protecting the privacy of our users. This Privacy Policy describes how we collect, use, store, and protect your personal information when you use our personal finance educational platform.
1. Information we collect
We collect information that you provide directly when using our services: • Identification data: full name and email address provided when completing contact forms. • Browsing data: IP address, browser type, operating system, pages visited, time spent, and content interaction patterns. • Cookies and similar technologies: technical information automatically collected through session cookies and third-party analytical cookies. We do not collect personal financial data, bank account numbers, or credit or debit card information.
2. Use of information
We use the collected information for the following purposes: • Responding to your inquiries and requests submitted through our contact forms. • Improving and personalizing your browsing experience on our platform. • Conducting statistical analysis on platform usage to optimize our educational content. • Complying with legal obligations in force in the Republic of Peru. • Sending communications related to content updates, only if you have given your express consent.
3. Legal basis for processing
The processing of your personal data is based on: • Your express consent, given when completing forms or accepting cookies. • Our legitimate interest in improving the quality of educational services offered. • Compliance with Law No. 29733, Peru's Personal Data Protection Law, and its Regulations approved by Supreme Decree No. 003-2013-JUS.
4. Data sharing
Solmadi does not sell, rent, or share your personal information with third parties for commercial purposes. We may share information with: • Technology service providers who assist us in the operation of the platform, under strict confidentiality agreements. • Government authorities when required by law or by court order issued by competent Peruvian courts.
5. Data security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include data encryption in transit using TLS 1.3 protocol, role-based access control, and periodic security audits.
6. Your rights
In accordance with Peruvian data protection legislation, you have the right to: • Access your personal data stored in our systems. • Rectify inaccurate or incomplete data. • Cancel or request the deletion of your personal data. • Object to the processing of your data for specific purposes. To exercise these rights, you can contact us at contacto@solmadi.com. We will respond to your request within ten (10) business days as established by law.
7. Data retention
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, unless a legal obligation requires a longer retention period. Contact form data is retained for a maximum period of twenty-four (24) months.
8. Changes
Solmadi reserves the right to update this Privacy Policy at any time. Any significant changes will be communicated through a visible notice on our platform. The date of the last update will be indicated at the beginning of this document.
9. Contact
If you have questions about this Privacy Policy or about the processing of your personal data, you can contact us at: Solmadi S.A.C. Av. Javier Prado Este 4600, Santiago de Surco, Lima 15023, Peru Email: contacto@solmadi.com RUC: 20612847359